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Your Ultimate Money Guide

Finance

Budgeting as a student is an essential component of making university life affordable, but far too often students don’t have the needed skills to succeed. Many students don’t track their spending; a lot aren’t saving money each month.

 

Monitoring cash and defining budgetary objectives may appear as though the last things you need to do toward the finish of a bustling day loaded up with classes and other academic activities, however growing great habits early merits the exertion. This guide will take you through tips of managing your funds.

Basic Student Expenses:

 

Housing

Whether students live in dorms or in off-campus accommodations, this is likely to be one of their largest monthly expense.

 

Books

Usually purchased at the beginning of the semester, books can add up to a little or a lot depending on whether students purchase them used or new.

 

Utilities

Electricity, gas, water and internet typically are a few utility bills you must consider paying, especially if you live off-campus.

 

Transportation

Students with vehicles must consider costs related to fuel and maintenance while those who rely on public transportation need to think about transportation fares.

 

Savings

The image of poor university students is a pervasive one, but it need not be true. Those who plan and budget wisely actually can save money while in school. Even if it doesn’t seem like much, it does add up.

 

Strategies to Save in the University

  • Take advantage of student discounts.
  • Sell items you don’t need.
  • Limit spending on alcohol.
  • Buy used textbooks

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